Clarence Lansing, Michigan
Burial insurance is designed to help people secure a life insurance policy, regardless of age and health conditions. There has never been a more important time to protect your loved ones and secure your peace of mind. Find out today how much you can qualify for, at a surprisingly affordable rate
Burial insurance is a smaller, guaranteed whole life insurance policy used to cover funeral or burial costs. It provides lower benefit amounts than other kinds of life insurance, typically providing between $2,000-$25,000 in coverage. These policies are made to protect family and loved ones from the financial burden after one passes away. Burial insurance is a simple & affordable way to hаvе a рlаn in place in case the unexpected happens.
While burial insurance is often used to cover the costs of a funeral, the cash distribution can be used for any final expenses (funeral costs, outstanding debt, medical expenses, etc). The beneficiary can use the death benefit for anything he or she sees fit, not just for burial costs. Because of the smaller coverage amounts, burial insurance monthly premiums are a much more affordable option than your traditional whole or term life policies. Burial insurance can start as low as $8/mo depending on your age and health situation.
Burial insurance is easy to qualify for. It has a short application, no medical exam required, and many can instantly qualify for a policy. Burial insurance works like other whole life insurance policies, after your death, the beneficiary would receive the full amount of coverage you chose assuming all payments were made on time. Get the peace of mind you deserve and explore your burial insurance options today.
We set out to achieve one goal. Providing the best experience for seniors to compare the best burial insurance coverage from the best burial insurance companies. We tailor each savings quote to each individual based on your age, health situation, and the state you’re living ensuring that you’re getting the best plan for you. Shopping and saving for burial insurance shouldn’t be intimidating, so let burialinsurance.org do the heavy lifting and start comparing & saving today.
Did you know average funeral expenses can be over $10,000? These costs can be even higher depending on where you live and the services and items selected. Losing a loved one is a difficult and trying experience, and many don’t expect to also have to deal with the high costs associated with honoring the memories of a loved one. These costs can place unnecessary stress and financial strain on those who are coping with loss. That’s why there’s never been a better time to prepare you and your family. Here are some of our top reasons why burial insurance may make sense for you. Learn More
Based on your goals and circumstances, we work to provide you with the burial insurance plan that’s right for you. We know everyone’s situation is different and our goal is to help you get the right plan that makes sense for you at an affordable price. Rates start as low as $8/mo
Our service is completely free for our users. No cost. No catch. Using our online form, all of our burial insurance policies are completed online and over the phone which means no pushy salesman in your home. The most convenient way to get coverage.*
Burial insurance policies can be secured without a medical exam. There are a few basic health questions, but no blood draws, no doctor visits and no exams.
Using our trusted process, you can have access to these top companies in minutes. All online, from the privacy of your own home. We’ve helped thousands compare multiple offers and look forward to helping you!
The process to get a burial insurance policy has never been easier. With the advancements in technology, and with no medical exam required, you can receive immediate, affordable burial insurance coverage in 4 easy steps. A licensed insurance agent will work with you through every step, and will help determine if policies that meet your specific needs. Outlined below are the steps to get started.
Verify your eligibility with our short form, which only takes a minute, you can find out if you’re eligible for burial insurance.
After your eligibility has been approved, you can compare offers from some of the top, reputable burial insurance providers all in one convenient place.
Once you’ve determined the provider and options for your specific needs, you can make the best choice for you and begin the application process.
Without any medical exam required, you can quickly finish your application and get insurance fast. Some people can get instantly approved
Learn more about burial insurance from our team of expert writers. We strive to bring informative and most up-to-date content that you can trust.
Burial insurance is a small-size, guaranteed life insurance policy intended for seniors. It offers lower death benefit amounts than other kinds of life insurance, typically providing up to $25,000 in coverage… Read More
In 2019, a typical funeral costs between $6,000 and $11,000. Average funeral expenses include a casket ($2,500), funeral home fees ($3,000), care for the body ($1,300)… Read More
It’s a common misconception that seniors can’t get life insurance. In fact, lots of life insurance companies will issue new policies up to age 80 or 85. As a senior, you might be able to choose from a full range of life insurance… Read More
Yes, burial insurance is worth buying! However, burial insurance works best for those with very specific needs.
If you want your family to receive a small sum of money immediately after your death, burial insurance is a great option. The burial insurance money is intended to be used to pay funeral costs, but another reason it’s worth buying is because the payout can be used to cover a number of unforeseen expenses your family might face after your death.
Burial insurance also works best for those who need smaller plans. While life insurance can offer hundreds of thousands of dollars’ worth of coverage, if you only need to pay for your funeral, you can get burial insurance. Typically, burial insurance policies some in smaller amounts.
Finally, burial insurance is worth buying if you want a policy without taking a medical exam. The majority of life insurance policies require exams, while most burial insurance plans only ask a few health questions. For those with pre-existing conditions, the flexibility of burial insurance makes it very worth purchasing.
A typical burial insurance policy can be anywhere from $5,000 up to $50,000, though this will depend on your needs. Due to the nature of these policies, burial insurance pays out smaller amounts than life insurance, but enough to help cover the cost of a funeral and all the expenses surrounding a death.
If you’re wanting a larger payout to cover every day expenses in the time following a death, you should consider life insurance. Though there are a few similarities between life and burial insurance, they’re used for different things and have vastly different payout amounts.
One of the biggest benefits of burial insurance is that the policies cover whatever your loved ones need after your passing. Of course, the main function of burial insurance is to cover the cost of your funeral. The average funeral in 2019 cost about $7,360 and the average cremation was $6,260. As you can imagine, these costs add up and having those expenses covered can be a great relief to loved ones.
However, a burial insurance benefit can be used to cover other expenses as well. For example, if you have a policy of $20,000 and your funeral costs $10,000, your family can use the extra money to cover other expenses. These expenses could be anything from medical bills to travel and accommodations for family.
Burial insurance is like a financial safety net for the planned and unexpected expenses that inevitably occur after a loss.
A great reason to consider burial insurance is it’s what’s known as a ‘guaranteed issue’. This means the coverage offered by burial insurance can’t be denied and it can’t be canceled if you develop medical issues in the future.
There are a few caveats to guaranteed issue burial insurance, though.
While burial insurance typically doesn’t require a medical exam to qualify, most applications do ask a few questions about your health. The answers you give won’t keep you from coverage for the majority of insurance providers, though it can affect how much you’ll pay for that coverage.
Another aspect of burial insurance you should keep in mind is that some plans, called term life, expire after a certain number of years. In other words, you could make all your payments, but if your plan was only for 15 years and you live longer, your insurance won’t pay your claim. When shopping for burial insurance, you’ll want to get a whole life plan, which will cover you for the length of your life, rather than a term life plan.
The exact costs for a funeral will depend on where you live and what specific services you want. However, there are a few average costs the National Funeral Directors Association puts together every year, as well as general services.